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Covers residential buildings including landlords’ fixtures, fittings, walls, gate swimming pool and fences, all on the same premises against:
Fire
Natural causes e.g. earthquakes, storms and lightning.
Human Causes e.g. riots, strikes, and malicious damage
Explosions e.g. explosion of domestic gas cylinders
Miscellaneous causes e.g. bursting and overflowing of water tanks, pipes and impact by road vehicles and animals.
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